High-Income Earners Pay More in Taxes
Than They Should.
Most tax professionals file returns. At LEDGR Advisory, we build proactive strategies before the year closes, so you keep more of what you earn.
The M.R.I. Framework™: a structured approach to reducing tax liability for business owners and high-income earners.
The Problem
The Tax Code Rewards
Proactive Planning.
Most high-income earners file accurate returns. Few have a strategy built before the year ends. The difference between the two is often five figures, sometimes six.
Compliance Is Not Strategy.
Filing an accurate return is a baseline, not a plan. Tax strategy means making decisions in October that change what you owe in April. Not learning about them after the fact.
Entity Structure Has a Direct Cost.
The wrong entity type or compensation structure creates unnecessary self-employment tax exposure. For business owners earning $200K+, that gap is often $15,000 to $40,000 per year.
Revenue Growth Without Planning Is Expensive.
The strategies that work at $100K in revenue often don't apply at $400K. As income scales, so does exposure. Particularly for business owners without a multi-year roadmap.
The Solution
The M.R.I. Framework™
A three-phase process for building and executing a proactive tax strategy: assessment, implementation, and ongoing oversight.
Map
Map Your Tax Exposure
We start with a free Discovery Call to understand your current situation. If there is a clear opportunity, we move into a comprehensive Tax Assessment to map your exact exposure across entity structure, compensation, deductions, and multi-year trajectory.
Reduce
Reduce Your Liability
Using your custom roadmap, we implement proactive strategies including S-Corp optimization, accountable plans, advanced deductions, real estate depreciation, retirement vehicles, and income shifting, before the tax year closes.
Implement
Implement & Protect
Strategy without execution is just advice. We oversee implementation, ensure audit-conscious documentation, and provide ongoing advisory throughout the year so your plan stays aligned as your business scales.
What We Do
Strategic Tax Engineering.
Not Just Compliance.
This is not reactive tax prep. We design and oversee proactive tax plans that align your entity structure, compensation, deductions, and long-term planning with your wealth-building goals.
Step 1
Tax Assessment
A structured review of your current tax position covering entity structure, compensation, deductions, and multi-year exposure. You receive a written roadmap of recommended strategies and projected impact.
Step 2
Annual Tax Plan
Year-round advisory that covers strategy design, implementation oversight, and documentation. We work alongside you throughout the year, not just at filing time.
Is This You?
Clients Typically Engage When…
These are the situations where proactive tax strategy tends to have the most direct impact.
Free Tool
How Much Are You
Overpaying the IRS?
Adjust the inputs below to see your estimated tax overpayment and potential savings with proactive strategy. Based on 2025 federal tax brackets.
Your Situation
Own Investment Property?
Unlocks depreciation strategies
* Estimates based on 2025 federal tax brackets and common optimization strategies. State taxes, FICA, and individual circumstances vary. This tool is for educational purposes only and does not constitute tax advice.
Est. Current Tax Bill
With Strategy
Estimated Annual Savings
That's 5.6× the cost of an Annual Plan
This is significant. You're almost certainly leaving 5+ figures on the table every year.
Claim Your $55,956 — Book AssessmentYour Annual Plan ROI: 5.6×
Pay $9,997 for the plan. Save $55,956 in taxes. Net gain: $45,959.
These are conservative estimates. The actual savings identified in your Tax Assessment may be higher depending on your specific situation, state of residence, and business structure.
Proof of Work
Real Tax Summaries.
Real Savings.
Actual client tax summaries showing strategies applied and tax liability reduced.
Cost Segregation + Equipment Leasing
Equipment Leasing + Mineral Donations + Augusta Rule
S-Corp Election + Accountable Plan + Augusta Rule
*Client identities anonymized. Results vary based on individual tax situation.
Client Perspective
In Their Own Words
An unscripted account from a current client.
About
DeMarco Spears, EA
I help high-income earners, founders, and self-employed professionals earning $200K+ stop overpaying the IRS and implement proactive tax strategies that legally reduce their tax burden.
At this level, most people don't need another tax preparer. They need a strategist. As a Tax Strategy Advisor, I design and oversee proactive tax plans, not just file returns after the fact. I work directly with business owners, real estate investors, and W-2 executives to align entity structure, compensation, deductions, and long-term planning with wealth-building goals.
I bring enterprise-level financial judgment honed across 10+ years at AWS, VMware, and Dell, with practical execution for growth-stage entrepreneurs and high earners who are scaling quickly and want to keep more of what they make.
"This is not reactive tax prep. This is strategic tax engineering."
Free Resource
The Agency Owner's
Tax Strategy Guide
Three tax strategies commonly overlooked by agency owners earning $200K to $1M. Covers entity structure, deduction planning, and compensation, with notes on implementation.
No spam. Unsubscribe anytime. Your information is never shared.
Step 1
Start With a
Free Discovery Call
A 30-minute call to understand your current tax situation, identify whether there is a clear opportunity, and walk you through how the process works. No commitment required.
Discovery call spots are limited each month.